Medicare Enrollment Period for Seniors is Oct. 15 to Dec. 7
2022 Medicare Enrollment for seniors age 65+ is open through Dec. 7 2021. Visit Medicare.gov to learn more.
Marketplace Enrollment is Nov. 1 to Dec. 15
Open Enrollment for 2022 Marketplace Health Coverage (Affordable Care Act) Insurance is available through Dec. 15, 2021. Enroll in or renew plan for health coverage beginning Jan. 1, 2022.
American Rescue Plan Act
You also may be able to get more savings and lower costs due to the American Rescue Plan Act of 2021. Under the new law:
- More people than ever before qualify for help paying for health coverage, even those who weren't eligible in the past.
- Most people currently enrolled in a Marketplace plan may qualify for more tax credits.
- Health insurance premiums after these new savings will go down.
Visit HealthCare.gov to learn more.
Visit GetCoveredIllinois.gov to shop for and enroll in a Marketplace plan. You can also find local help at LocalHelp.HealthCare.gov or by calling the Marketplace Call Center at 1.800.318.2596. TTY users should call 1.855.889.4325.
Affordable Care Act (ACA)
You might have heard of the Affordable Care Act (ACA), also known as "Obamacare." This law requires that almost everyone be enrolled in a health insurance plan or pay a penalty. If you haven't had health insurance in the past, you are now likely eligible and will need to sign up for some type of health insurance plan.
What is the Difference Between Medicaid and the Health Insurance Marketplace?
The Medicaid program, which allows individuals to receive free or low-cost health insurance coverage, will be expanding to cover all individuals with incomes below 138% of the federal poverty level (in 2017 at or below ~$34,638 for a family of four). Medicaid provides comprehensive benefits and services including hospital care, outpatient care, and preventive and wellness services. If your income is too high for Medicaid, you can purchase private health insurance through the Health Insurance Marketplace, also known as the Health Insurance Exchange. The Marketplace will be similar to other websites you might be familiar with, like Expedia or Travelocity. Just as these sites find the best travel option at the best price for you, the Marketplace will allow you to compare health insurance options side by side and select the plan that is best for you. Families with incomes up to 400% of the federal poverty level (up to ~$100,400 for a family of four) will be eligible for support in the form of an income tax credit to assist you with paying for your plan. Those with Medicare, employer-sponsored insurance, or who are not legal permanent residents are not eligible to purchase plans on the Marketplace.
Where can I find more information and assistance with enrolling?
- Visit HealthCare.gov
- Call the toll-free federal help line, available 24/7, at 1.800.318.2596
How can UI Health help me?
We can answer your questions over the phone, by email, or you can schedule an appointment to get help in-person.
Share information in your community
If you are interested in sharing information about the new healthcare options and how to sign up, download and print our Get Insured Card below.
Get Insured Card (page 1 in English; page 2 in Spanish) .pdf